To apply for a loan, you typically need to be at least 18 years old, have a steady source of income, and provide valid identification and contact information.

Commonly required documents include proof of identity (such as a driver's license or passport), proof of income (such as pay stubs or bank statements), and proof of residence (such as utility bills).

The approval process can vary depending on the lender and the type of loan, but many lenders offer instant decisions and funding within one business day.

Some lenders may charge application fees or origination fees. It's essential to review the terms and conditions of the loan carefully to understand any associated fees.

Yes, some lenders offer loans specifically designed for individuals with poor credit history. However, these loans may come with higher interest rates or stricter terms.

If you're unable to repay the loan on time, contact your lender immediately to discuss possible options. Depending on the lender, you may incur additional fees or penalties, and your credit score could be affected.

Some lenders allow early repayment without penalties, while others may charge prepayment fees. It's essential to review the terms of your loan agreement or contact your lender to understand their policies regarding early repayment.